Bali, Indonesia

Using Rental Income to Pay Down Your Mortgage and Build Wealth

House hacking — renting part of your home or buying a multi-unit property and living in one unit — allows you to use other people’s rent to pay your mortgage. This reduces your personal expenses while increasing your equity at a faster pace.

Over time, as rents rise and your mortgage stays fixed, your cash flow grows. This model can be scaled with additional properties, turning your mortgage journey into a powerful real estate portfolio that generates income and long-term wealth.

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