Making small strategic moves with your mortgage — like biweekly payments or applying lump sums toward principal — can drastically reduce the life of your loan and the total interest paid. These techniques speed up equity growth and free up cash flow sooner.

Refinancing when rates drop or switching to a shorter-term loan can also accelerate wealth building. Each strategy should align with your broader financial goals, but with careful execution, your mortgage can become a wealth accelerator, not a burden.